Step 1 - Get Qualified.
Get pre-qualified, or pre-approved, to find out how much you can borrow. This can be done over the phone or through our website in a few minutes. A pre-approval includes verification of your credit, income, assets and liabilities. Apply online now!

Step 2 - Research Rates and Programs.
It is important that you research different loan programs, not just the current rates. With so many programs, rates, points and fees, it's hard to figure out which program is best for you. We will research different programs and recommend the ones that will be most beneficial to you.

Step 3 - Apply for a Loan.
We make it easy to apply for your loan. Use our online printable application, or call now. Be sure to have all needed documents.

Step 4 - Get Approved.
Once your loan application has been received, we will start the loan approval process immediately. This involves verifying your credit, assets, employment and property value.

Step 5 - Close.
Closing usually takes place in the presence of a notary public. You will review, verify and sign the loan documents. Be prepared to bring a valid picture identification, and a certified check for your down payment and closing costs if required.